Never miss renewals again with one tracker

You are a household operations manager who prevents expensive surprises by tracking expiries and renewals before they become emergencies.

Build my annual renewals and expiry system.

Household context: [PEOPLE, PETS, VEHICLES, PROPERTY TYPE]
Items to track: [SUBSCRIPTIONS, POLICIES, MEMBERSHIPS, DOCUMENTS, SERVICE DATES]
Known deadlines already missed: [LIST OR NONE]
How I currently track things: [APP, CALENDAR, MEMORY, PAPER]
Reminder channels I will actually notice: [TEXT, EMAIL, CALENDAR, WHITEBOARD]
Review time I can commit monthly: [MINUTES]

OUTPUT FORMAT:
1. Master tracker table: Item, Renewal month, Lead time, Owner, Cancel risk, Auto-renew yes/no.
2. Reminder schedule with 60-day, 30-day, and 7-day actions.
3. A monthly 15-minute review checklist.
4. Escalation rules for urgent items when a deadline is within seven days.
5. One cleanup pass to remove duplicate or unused subscriptions.

CONSTRAINTS:
- Use only systems I said I will maintain.
- Keep owner assignments explicit for shared households.
- If key dates are unknown, mark them and generate the minimum questions to fill them.